Author: ghsuccess

If your Wisconsin family is thinking about Wisconsin Medicaid Long-Term Care — nursing home Medicaid, Wisconsin Family Care, or Family Care Partnership — within the next five years, the federal Medicaid 5-year lookback matters. The lookback reviews asset transfers in the preceding 60 months when evaluating Medicaid eligibility. Transfers below fair market value during that … Continued

If you’re an adult child helping an aging Wisconsin parent sell their home — or a Wisconsin senior preparing for the possibility that someone else may need to sign for you in the future — Wisconsin Power of Attorney is the legal framework that authorizes one person to act on another’s behalf. The Wisconsin POA … Continued

If your Wisconsin family is looking at independent living, assisted living, memory care, or nursing home placement, the funding math involves real money. Wisconsin assisted living typically runs $4,600 to $6,663 per month (Milwaukee specifically sits at the higher end around $6,663/month per Genworth’s 2024 Cost of Care Survey). Memory care adds $950-$1,375/month on top … Continued

There’s a quiet moment in many Wisconsin families that happens somewhere in the late 70s or early 80s. The yard is starting to feel too big. The Wisconsin winters are starting to feel longer. The basement steps are starting to feel steeper. The third bedroom has been empty for fifteen years. And the conversation begins … Continued

Many Wisconsin homeowners with money trouble have both problems at the same time: they’re behind on their mortgage AND behind on their property taxes. These are two completely separate procedures governed by two completely separate Wisconsin statute chapters with different parties, different timelines, and different consequences. Most homeowners don’t know which one is more urgent. … Continued

If your delinquent-property-tax property is inside the City of Milwaukee, there’s a procedural wrinkle that catches many homeowners off guard: the City of Milwaukee operates its own in-rem tax foreclosure program separate from Milwaukee County’s process. Wisconsin first-class cities — Milwaukee is the only one — are authorized to pursue tax foreclosure under their own … Continued

If you’re behind on Wisconsin property taxes, the most important date in your calendar is September 1. That’s the date each year when your county treasurer issues a Tax Certificate for parcels with unpaid taxes from the prior August 31. The Tax Certificate starts a 2-year clock — and at the end of those 2 … Continued

If you’ve gotten a Tax Certificate notice from your Wisconsin county or you know you owe back property taxes, this page is for you. I’m Mike Messmer, founder of Cash House Buyer WI. Over 30 years and more than 500 home purchases, I’ve handled a meaningful number of Wisconsin tax-delinquency situations — from owners one … Continued

The single most important fact in Wisconsin foreclosure is one that gets buried in fine print and never explained plainly: there is no general statutory right of redemption AFTER the sheriff sale is confirmed by the court. Some states have post-sale redemption — Wisconsin does not. Once the court enters the order confirming the sale, … Continued

Two of the most important — and most confused — concepts in Wisconsin foreclosure are reinstatement and redemption. They sound similar. They’re different. Wisconsin homeowners who confuse them often lose options that were available to them. This page explains both, where they apply on the timeline, and what each one actually costs. I’m Mike Messmer. … Continued

One of the first questions Wisconsin homeowners ask when they fall behind on a mortgage is: how long do I actually have? It’s the right question. The Wisconsin foreclosure process is structured in stages, and the time you have to act depends entirely on which stage you’re in. This page walks through the full timeline … Continued

If you’ve fallen behind on your mortgage in Wisconsin and you’re staring at letters from a lender or papers from the Sheriff, this page is for you. I’m Mike Messmer, founder of Cash House Buyer WI. I’ve been buying homes directly from Wisconsin homeowners for over 30 years — more than 500 of them — … Continued